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Canada ill-prepared in the face of autonomous vehicles : the insurance will suffer, warns the Senate


Hubert Roy

March 5, 2018 07:00

In a report titled Paving the way, the Senate warns the government that it must ensure that the country benefits from the arrival of autonomous cars. The economy could suffer, ” continues the Senate, which includes insurance.

This report of the standing senate Committee on transport and communications indicates that, in the current state of legislation, the canadian government is not ready to face the dynamic evolution of transport. Particularly during the delicate phase where the cars are fully autonomous will co-exist with those that are not.

The report made 16 recommendations. One is specifically geared to the insurance industry. The Senate requests that Transport Canada is monitoring the impact of the technologies of automated vehicles and vehicles connected to the car insurance, infrastructure, and transport Canada. To produce its report, the Senate has done in the witness of representatives of the insurance Bureau of Canada andinsurance Institute of Canada.

The Journal of insurance met with senator Pierre-Hugues Boisvenu, on this issue. He is also a member of the senate committee that produced the report at the request of the ministry of Transport of Canada.

Don’t be late

Mr. Boisvenu has pointed out in the Journal of the insurance that the main objective of the Senate in the production of this report was to ensure that Canada is not late to put in place a framework for regulation of autonomous cars. Even if the automobile is a provincial jurisdiction, the Senate may consider the question, since the federal government will provide a basic framework. Mr. Boisvenu underscores that the Senate has recently considered the issue of time limits of the courts. However, the justice is a provincial responsibility, this has not prevented the Senate to study the issue.

“Our regulation will need to adapt to the autonomous vehicle. The coordination between the federal government and the provinces does not exist. It is a matter of concern. All the more that these vehicles will not have borders, ” said senator Boisvenu.

For the Senate, it is clear that the advent of the autonomous car will give a new status to driving, but also to the vehicle. The insurance will be directly affected, ” said senator Boisvenu. “It is a social revolution of the use of the automobile in all its meaning. “

40 years before the disappearance of the human conduct

For the Senate, the horizon of deployment of the autonomous car will be 40 years from now, reveals that Mr. Boisvenu. Why 40 years ? This is the time it will take to do away with all vehicles that are not automated canadian roads. The Senate considers that the phase of cohabitation will be over a long period of time, perhaps 10 to 15 years.

“It is comparable to the moment the horse has left the place in the car on our roads. It is also necessary to take into account that the urban environment is more suitable for the car automated than in rural areas. It will be rolled out more quickly in the cities. In rural areas, the technological infrastructure is less present. “

This phase of cohabitation will also get its share of complexities, said Mr. Boisvenu. “If an accident involves an autonomous car and a vehicle driven by a human, the search for responsibility will be more complex. “

Jobs at risk

The report estimates that 1.1 million jobs are at risk in Canada with the arrival of the autonomous car. Among these, there are those agents and auto insurance representatives in auto insurance.

Senator Boisvenu makes clear, however, that have jobs for risk will not necessarily result in loss of employment net. Rather, it is a displacement of jobs will be. A significant creation of jobs may even ensue. To do this, Canada should not be in a loss of speed in order to adapt the necessary framework for the traffic of the autonomous cars.

The suites

Now that the Senate has filed its report, two options are possible. The first : the government responds to the report. The second : it the tablet.

It goes without saying that the Senate wants the first option to be chosen. “There is an urgency to collaborate. For it to pass by directives of the government or by legislation. It should not be forgotten that the cars plugged in come in the privacy of the people. “

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