You are here
Insurance 

Hurricane Dorian : the BAC alert the insured of Canada

by

Aurélia Morvan

6 September 2019 13:30

Source : u.s. Agency for ocean observation, and atmospheric and Google

After heavy damage in the Bahamas, the hurricane Dorian, downgraded to category 1, will disrupt the canadian East coast during the next few days. The insurance Bureau of Canada (IBC) is warning the insured, while high winds and flooding are announced. “It provides a significant impact through the atlantic Canada over the weekend, warning in effect by Environment Canada.

5 provinces threatened

Dorian, of which the sustained winds are currently 148 km/h, is moving “quickly,” at about 22 km/h to Canada. At this pace, he will spend this Saturday, at the end of the day, on practically the whole of Nova scotia and Southeast New Brunswick. He sailed then the majority of the Island-the Prince Edward island during the night of Saturday to Sunday.

Sunday morning, he will continue his road in Quebec. There, it will cross totally the Îles-de-la-Madeleine, will pass at the eastern end of Anticosti Island, before going up to the East of the Coast-North, Étamamiou to Blanc-Sablon via Chevery and the islands of the Mécatica. At the same time, it will affect the province of Newfoundland and Labrador, where it will extend along the southeastern coast of Labrador, the mainland territory, as well as the West of the island of Newfoundland.

Winds, rain, waves, floods,…

“The winds and the torrential rains will have major implications for the South-East New-Brunswick, Île-du-Prince-Édouard, Nova Scotia, Western Newfoundland and the Lower North Shore of Quebec. High waves are expected on the atlantic coast of Nova Scotia, Newfoundland, and the areas east of the gulf of St. Lawrence, ” says Environment Canada.

Consequently, as a result of all of these elements combined, Dorian ” could cause flooding for some areas of Nova Scotia, edward Island Prince Edward island, Newfoundland and the Magdalen islands “.

Insured : check your coverage !

Aware of the risks involved, the BAC has been keen to remind the assured canadians that a hurricane can cause significant damage regardless of their category. “The preparation for any type of extreme weather is essential for your personal and financial safety. We want to ensure that Atlantic Canadians are ready to deal with the winds or the heavy rains that hurricane Dorian could bring to the area. Even a hurricane significantly weakened can carry winds strong enough to cause damage and widespread disruption, ” said Amanda Dean, vice-president of the Atlantic division of the TRAY.

To help citizens prepare themselves well, the BAC delivers tips to follow to protect people and property threatened by a hurricane. In addition to securing all outdoor furniture and barbecues in the event of a storm, the IBC recommends making a detailed inventory of the property found in his home or installing a sump pump or a non-return valve. It also recommends to Canadians to check with their insurance representative that they are given appropriate coverage.

In fact, the BAC would like to remind that a home insurance may not cover all situations. For example, he recalls that the water damage in the basement caused by a sewer backup are covered if the insured person has subscribed to a specific protection and optional to that effect. It also notes that the damage caused to homes by the wind are usually covered, including damage caused by flying debris or falling branches or trees, as well as damage caused by water infiltration resulting from openings caused by wind.

Human and material losses in the Bahamas

Dorian has made a thirty deaths in the Bahamas, according to a count provisional. While the hurricane ravaged 60% of the island, including 13,000 houses, some 70 000 people in need of emergency assistance.

The insured losses are difficult to assess, for the time being. There is talk of several billion u.s. dollars, only for the Bahamas.

Related posts

Leave a Comment