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How Does Genetic Testing Affect Term Life Insurance Rates?

More and more people are researching their ancestry via do-it-yourself genetic testing kits at home these days. Getting the results may be exciting, but they may have unexpected emotional and financial consequences, such as increasing your term life insurance rates.

Surprising results of genetic tests

If a genetic test can reveal your risk of developing a chronic illness or help you to trace your family tree, taking one might seem like a smart choice.

However, cautionary tales abound with warnings about the unanticipated 

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