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How to Find Out if Someone Has a Life Insurance Policy

Life insurance may not be a topic that arises naturally among family members, but that doesn’t mean you shouldn’t discuss it. After all, few insurance companies will inform you that your loved one has a whole or term life insurance policy. Instead, you’ll have to do the research and pursue the benefits on your own.

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Fortunately, there are several ways to learn whether your loved ones purchased additional financial security for their loved ones. From paper trails and phone calls to digital and online searches, try these ideas to find out if your loved one who has recently passed has a term life insurance policy.

Gather your loved one’s bank statements. Read through them to see if any regular payments were being made to a life insurance company.

Go through the mail. Keep a close eye on the deceased’s mail for many months after their death. There may be policy premium notices, dividend notices, policy service notices or statements.

Look through storage areas. Check storage areas for evidence of life insurance, such as the policy itself or payment receipts. Storage areas could be filing cabinets and desk drawers.

Did your loved one had a safe or a safety deposit box? Check those as well. If you do not have

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